In 1909, Merkel Landis of the Carlisle Trust Company in Pennsylvania came up with the idea of a Christmas Club account.
The Christmas clubs were built on the concept that if people put the money into their regular accounts, and it was accessible to them, they would spend it and have nothing left for Christmas.
The idea of a special account available only for the holidays seemed sound, and Christmas Clubs grew in popularity especially during the Great Depression of the 1030's. ~The Little Blue Book, Advent and Christmas, 2009-2010
I remember having Christmas Club accounts and being so grateful in November to have put that money aside. It was easy enough to contribute. Every week I put in the same amount. It was an anticipated expense with rewards at the end.
We have a built in Christmas Club, to which we can contribute every day of every week every year. It doesn't require going to the bank, depositing on-line or keeping track of the weeks. We have a soul that is a vault in which we can save the graces we attain when we set aside time to be with Jesus, feed the hungry, clothe the naked, or visit the sick.
What about the time we spend in front of the TV? Often wasted time. There is nothing to be gained there. And as Ron always says, "Zero times anything is still ZERO." So spend some time today considering that "Christmas Club" of the Soul. How do your deposits look? Then take some time with the "Head of the Savings and Loan" to work out a savings plan!
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Thanks be to God!!!